Preplanning a funeral has several advantages; most importantly, the person spares their family members the need to make decisions and deal with arranging all the details. There also are financial advantages and the knowledge that the arrangements will be as this person desired.

Locking in Arrangements

By preplanning with a funeral home, the customer is assured that the kind of service they want will happen. For example, some people strongly prefer a traditional service with a burial in a cemetery. If other relatives have been holding more casual memorial services for their deceased loved ones, this person may want to make sure a full funeral takes place. 

This individual may have seen or heard about adult children arguing over the arrangements after a family member passed away. Even if they knew their deceased parent preferred a cemetery burial, for instance, one or more of immediate relatives might strongly argue for cremation instead.

A Caring Action

Preplanning lets the immediate family members know their relatives really cared about their feelings. Locking in the details and making sure everything is funded is benevolent. The family does not have to handle practical details while grieving their loss.

Financial Details

Features

A person wanting a traditional funeral and burial sets aside money to pay for the casket, a member of the clergy to speak, and a meal for everyone afterward. A cemetery plot can be purchased now if the person does not already own one. Many men and women have a space that was purchased when the spouse passed away. Others are part of a family-owned section of a cemetery.

Prepayment

Some men and women prepay the funeral home directly after setting up the arrangements. The family then does not have to pay extra if the person passes away some years later and the services cost more. The organization places the money in a safe investment so the interest pays for any added expense.

Other Options

Others prefer to set aside that future expense in a high-interest savings account or a certificate of deposit. They might set up a trust. Another option is to buy life insurance for these expenses. When the person is still in good health and could easily live for a long time, these options are particularly reasonable.

Consulting an organization providing funeral services can be done after the individual decides what features to include and where the money will be placed.

To learn more, contact a funeral home near you. 

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